NeighborWorks Great Falls has helped more than 432 homeowners
avoid foreclosure in 2009. We offer foreclosure prevention services to sustain the gain of homeownership, keeping families in their homes and maintaining their equity.
 We Can Help You
Stay In Your Home
If you are behind on your mortgage payments, NeighborWorks counselors can help you avoid foreclosure or help mitigate the impacts of foreclosure. But we can’t help if you don’t call.
When you call, we will set up a confidential meeting with you to review your mortgage.
Here are some of the options:
“This is such a wonderful program.
It saved my family
home and came
at a time when
we were at
our lowest point.”
- Foreclosure Prevention Homeowner |
12 Things You Should Know
When You Call
Your Lender
- Contact your servicer immediately if you are unable to make your payment.
- Ask your servicer about alternatives to foreclosure including repayment plans, forebearance, and other workout options.
- Provide any information requested by your servicer quickly to avoid further foreclosure costs.
- Be prepared to provide detailed financial information to assist your servicer in qualifying you for a potential work-out option. Be honest about your circumstances.
- Be ready to change your spending habits.
- Call a HUD certified housing counselor if you would like to talk to a third party.
- Be sure to open ALL MAIL from your servicer or your servicer’s law firm and respond quickly.
- Ask critical questions:
- What is the anticipated timeline to complete a work-out?
- Will the foreclosure sale be postponed while your servicer reviews the work-out plan?
- What are your obligations under the work-out arrangement: due date, amounts, etc?
- If you are not making payments into an escrow account for taxes and insurance your servicer will likely require that you begin doing that.
- Stay in contact with your servicer and/or counselor at all times.
- Be realistic about your own financial condition. You may need to sell your house.
- Your servicer is trying to ensure a positive result for you. Be cooperative and keep your promises.
Your servicer is the company where you make your mortgage payments.
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