Manufactured Home Replacement Program
NeighborWorks Great Falls can help you remove your old manufactured home, find the right financing, and purchase a new home that is affordable and high quality. All NWGF homes meet Next Step standards for quality and are placed on a permanent foundation. All homes are also Energy Star rated, leading many homeowners to find their energy cost savings with their new home pays a large portion of their mortgage. Homebuyer education and working with the staff in our manufactured housing team can help you determine if replacing your home through NWGF is right for you.
Contact us for more information.
What you will get
- Energy savings with Energy Star Plus homes
- Lower home cost with factory-direct purchase
- Higher long-term value using a permanent foundation
- Low-cost financing for more affordable house payments
- No hassle removal of your old trailer
- Worry-free competent set-up and finishing
How it works
- Own a qualifying mobile home on land that you own, or on which you have a long-term lease.
- Qualify for financing to purchase a new manufactured home to be placed on a permanent foundation on your lot.
- Complete a Homebuyer Education Class through NeighborWorks Great Falls.
- Arrange the removal and disposal of your old mobile home
- Order your new home direct from the factory passing along the savings to you
- Provide technical assistance to complete construction of the foundation,utilities and set-up of your new home
Next Step Standards
Next Step has two primary standards:
- That homes meet rigorous quality standards and meet or exceed Energy Star standards.
- That homes be placed on high quality permanent foundations. Energy Star and related Next Step design standards ensure that homes are comfortable, durable, quiet, energy efficient and control moisture. Homes on permanent foundations have better lifetime performance in terms of energy use, maintenance and home value.
Mom loves new manufactured home
Nearly three years ago, the owner of an old trailer came into the NeighborWorks office looking for help in fixing up her home. Because the home was too old to repair, the single mom worked with Barb Ferguson, a NWGF homeownership planner, to repair her credit so she could qualify for a Rural Development loan for a new, Energy Star, manufactured home on a permanent foundation, complete with sidewalks, a fence, a new septic system and lawn to replace her old trailer set on blocks in a dirt yard.
The client used a matched-savings account to save $1,000, which was matched with $4,000 provided by NWGF sources. While she was saving for her down payment, she attended financial capability classes and homebuyer education, and established a bank relationship as she learned to save. When she met her savings goal, she used the money for a down payment on the new home for her and her two children, a daughter and a son.
Of all the excitement that goes hand-in-hand with buying a new home, she was the most thrilled to have a working oven, since her old oven had not worked for more than 12 years. Her son and daughter each have their own rooms now.
The new homeowner and her children are thrilled and grateful for the opportunity. “I worked so hard to make this a reality, but it would never have happened without NeighborWorks guidance and support,” she said.