509 1st Avenue South, Great Falls, MT 59401 | 406-761-5861

Lender Information

NeighborWorks Great Falls works with lenders who provide affordable housing lending. Our lender partners work directly with the borrowers and then send a package (see Reservation Checklist) to NeighborWorks Great Falls for processing. NeighborWorks Great Falls lending staff work closely with the lender throughout the process to ensure a timely approval and closing. Loan program information is posted to this website and is updated frequently as changes occur. Please check the website for any updates and important lender memos.

Our Lending Staff

How do I become a NeighborWorks Lending partner?

In order to participate in most NeighborWorks loan programs, lenders must be either USDA-RD approved or Montana Board of Housing approved.  Please contact Maureen Rude at 406-458-8704 or mrude@nwmt.org or one of the loan specialists for more information on becoming a NeighborWorks lending partner.

What programs does NeighborWorks offer?

NeighborWorks has several lending programs, which are intended to assist a broad spectrum of borrowers.  These programs are outlined in Loan Programs Available.

Amortizing programs for down payment and closing costs assistance up to $10,000—with lower rates on these loans offered to lender customers where the lender participates in our “EQ2 Program”

Deferred payment loans for those with incomes below 80% of median income through the City of Great Falls HOME and State HOME Deferred Programs (limited to certain areas of the state as outlined in the program guidelines here)

The 20+ Community Seconds Program was launched in 2013 as a pilot and is currently available through a small number of lenders (see program guidelines here).
The majority of programs at NeighborWorks requires participants to make no more than a certain level of income to qualify. One exception is enrollment in Homebuyer Education and other financial classes; there is no maximum income amount for these services. 

Please use the downloadable matrix to locate your borrowers maximum income levels.