NeighborWorks Great Falls offers loan programs that enable individuals and families of lower and moderate income to achieve the American Dream of homeownership. Eligibility for all programs depends on income and number of people in the family, but you do not necessarily have to be low-income to apply.

For families that qualify for first mortgages from a financial institution, NWGF has loans for down-payment and closing costs. Depending on your family income and dependents, these loans can be as low at 1% interest and up to $20,000.

For low income families that cannot afford to make full payments, NWGF has 0% deferred second mortgages which do not require monthly payments and are repaid when the home is sold, is no longer the principal residence, or when the first mortgage is repaid.

To find out more about NWGF programs to help you buy a home, attend NWGF Homebuyer Education classes, offered monthly in Great Falls. Homebuyer Education must be completed to use any NWGF loan product. For more information, please send an e-mail or call NeighborWorks Great Falls at 761-5861. For more information about income limits, click here.